Understanding Elder Law: How Attorneys Can Help

October 22nd, 2020 by admin No comments »

If you’re a senior citizen today, you know how complex things can get when you run into a legal problem. You may need help understanding the complexities of the social security system or you may have run into age discrimination because you’re over 65. Whatever the reason, you can find expert advice by consulting a specialist in laws affecting the elderly.

The term “elder law” was first coined in the late 90’s to describe any form of law pertaining to senior citizens and their legal issues. This may include health care, competency, age discrimination, estate planning, social security, survivors’ benefits and many other topics that directly affect anyone who is past retirement age. If you are over 65 and have questions about any of these issues, be sure you consult with an attorney experienced in elder law. Chicago has an increasingly grey population, with over 280,000 adults over the age of 65 within the city limits.

The Growth of Elder Law: Chicago Is Graying

Chicago’s elderly population is growing quickly, just like it is growing throughout the United States. Nearly 12% of the population is over age 65, and by 2050, there will be over 36 million senior citizens in the United States. It’s this astronomical growth that has contributed to the need for experienced estate attorneys and senior citizen focused litigation attorneys. Whether you are interested in setting up an estate in order to leave something for your children after your death or you suspect you have been discriminated against because of your age, you should consult with an elder law litigation attorney. He or she can guide you through every phase of planning or legal action necessary.

The aging of America has contributed to the growth of this legal niche. With more and more people living longer lives, there has been an increase in problems with obtaining social security benefits, processing Medicare claims, and even a rise in the number of senior citizens who are taken advantage of by rip-off artists. The right litigation attorney, Chicago based or otherwise, can help you preserve your dignity while fighting back against individuals or groups who may have taken advantage of you. Estate attorneys can help you plan for the future in order to ensure you have the funds available for enjoying life today while having a cushion for tomorrow.

The Complexity Of Elder Law: Chicago Attorneys Wear Many Hats

Law firms didn’t always distinguish between other, more general areas of law and elder law. Chicago attorneys were some of the earliest to establish practices addressing the needs of the elderly.

It’s unusual for a specific niche in the legal profession to be defined more by the type of client than by the type of law being practiced. For instance, some attorneys specialize in criminal law, others in tax law or family law. Elder law is different because the attorney isn’t focusing on any one type of law; instead he is focusing on one type of client – the senior citizen.

If you are interested in learning more about elder law, Chicago law firms can help. You don’t necessarily need a litigation attorney; Chicago has many attorneys who handle everything from drawing up a will to helping clients preserve their assets or choose an appropriate individual for power of attorney. If you’re over 65, you’ll discover that working with an elder law specialist is reassuring and efficient. You won’t have to switch from attorney to attorney as your legal needs change because your lawyer can be your estate attorney, litigation attorney, and family court attorney.

It’s this unique diversity of knowledge that makes an elder law expert the ideal attorney for any of your legal needs after age 65.

Why It Is Important to Learn About Elder Law

October 15th, 2020 by admin No comments »

Obviously, all of us will get aged – and that’s a fact. This is the reason why we should take time to learn about the scope of Elder Law particularly the benefits and privileges we can get as we reach our senior years. Apart from getting benefits for ourselves, we can also help other people (by sharing what we learn) particularly the old ones who might be not aware of the laws concerning their welfare.

There are two prime advantages of learning about Elder Law and these are the following:

It makes us become more aware of the benefits and privileges dedicated for seniors; thus, it can help us get the most out of it when we get old.
Our awareness in elder law will also enable us to help others to get the optimum benefits that they can get from privileges designed for elderly (e.g. we can help our loved ones – parents, grandparents, senior friends – to get the full benefit of the law.

Some specific benefits of learning about elder law:

Medicaid – this is part of the elder law that senior people can benefit; it is the US health program that is aimed at helping families with low incomes and resources.
Privileges for people with disability and other long-term care issues – it is very crucial since older people are more vulnerable to sickness and other health issues that could cost some serious amount of money.
Legal guardianship – this has something to do with the duties of a person appointed by a court to manage incompetent elder and this could cover the elder’s welfare and safety. The guardian can decide on spending the elder’s money, where the elder will live, and medical care.
Asset and income protection – it is about learning how to build a solid foundation, which could include savings, portfolio diversification, and proper risk management – all are aimed at securing our financial future.
Estate planning – one of the three major areas that make up elder law; estate planning has something to do with anticipating and arranging for the disposal of an estate; it tries to eliminate uncertainties concerning minimizing tax and avoiding probate.
Retirement planning program – this involves ways designed to effectively plan a person’s welfare when he retires, which could include insights on pension account, pension plan, retirement savings.

So, I have just share to you some of the reasons why learning about elder law matters. Again, it can help us become more aware of the benefits and privileges, which can be very helpful for our own welfare as we reach our senior years. True indeed that this matter should be taken into consideration by all of us – regardless of age.

Elder Law – What is It

September 25th, 2020 by admin No comments »

Elder Law involves the legal issues that result as a consequence of the aging process. This is a rather narrow field and can be a little confusing to some senior citizens.

Many seniors have legal problems that are similar to people in their thirties and forties; for example, wrongful termination (employment), bankruptcy, or real estate disputes. Sometimes a potential client calls an elder law attorney to obtain, for example, family law advice regarding a possible divorce. That lawyer explains that family law and divorce issues do not fall under the category of elder law. Elder law pertains to persons who, generally, are 65 years of age or older. Nearly always, the client responds by saying: “But I’m over 65 years old”.

Elder law generally involves the following types of legal matters:

Elder financial abuse. Taking advantage of another person’s weaker state of mind and wrongfully obtaining their money and property through undue influence, coercion and manipulation. A civil lawsuit is usually filed to recover the property fraudulently taken.

Elder physical neglect. Most often, this concerns nursing homes that fail to properly care for their elderly patients. It can also be caused by in-home caregivers or anyone who has the primary responsibility of caring for an elder.

Estate Planning. This involves the creation of trusts, wills and powers of attorney for financial matters and healthcare decision making. Although these tools should also be utilized by younger people, they are most often created for elder adults at a time when they seek to get their financial affairs in order.

Probate. The probate process enables a decedent’s estate to be distributed to loved ones after death. With the proper use of trusts and wills, the probate process may not be necessary. However, if no prior estate planning was accomplished, then it may be necessary to utilize the probate court in order to complete the distribution of assets.

Conservatorships. When proper estate planning documents have not been put into place (for example, powers of attorney), then it may be necessary to establish a conservatorship over the elder’s person and/or estate. Court intervention is sought to grant someone the authority to make necessary healthcare and financial decisions for the incapacitated elder.

Medi-Cal Planning. This area refers to the laws and regulations in California that determine the guidelines to qualify an elder to receive government benefits to pay the high cost of long term care in a skilled nursing facility. Riverside County, for example, has local Medi-Cal offices where the application process is begun and an ultimate determination of eligibility is made. Medi-Cal is a complicated area of law with the goal of having the state pay the monthly nursing home bills and, at the same time, allowing the elder and their spouse to keep as much of their assets as possible so they can pass them on to their loved ones.

Although elder law is a narrow field, it is also a rather large umbrella that encompasses the foregoing issues.

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Elder Law – The Proper Way of Taking Care of Your Elderly Loved Ones

August 11th, 2020 by admin No comments »

The elderly have always needed support and help from the younger generation, mostly because with age comes numerous disabilities. As we grow old, we become more and more vulnerable to diseases and cognitive impairment, so much that with time we become completely dependent on others for survival. Sometimes however the people relied on by the elderly to take care of them and their assets do not have the elderly person’s best interest at heart, instead such people only think about how to defraud them and to take what they own for themselves. They do not take good care of the person’s health or wellbeing and in most cases encourage him or her to make wrong decisions. When such a case arises, elder law comes in place to restore harmony and to ensure justice.

Need for an attorney

When a relative of an elderly person feels that the person is not being properly taken care of and that his or her interests are at risk, the relative may seek the aid of an attorney to help fight for the rights and interest of the elderly person. These lawyers focus on a number of issues affecting the elderly. They may be of use when the need to preserve the assets of the elderly arises. When the interests of an elderly relative are at stake, the best you can give them is an elder law attorney.

When choosing an attorney

Since you are entrusting an attorney with the interests of your elderly loved ones, you need to ensure that you choose the best and most trusted attorney that you can find. Factors to consider when choosing an elder attorney include, how long the lawyer has been practicing, how long he or she has practiced, is he or she a member of the National Academy of Elder Law Attorneys, what particular area of elder law his or her practice emphasizes on. This is because there are different areas of elder law.

Areas attended to by elder law attorneys

An elder law attorney may also be needed in any of the following cases, disputes concerning Medicaid, helping with financial management and health care decisions, administration and management of trusts and estates and long term care planning for nursing homes and assisted living They may act as estate planners, tax advisers, accountants, patient’s right advocate and even social workers. The attorneys see to probate, the court’s system’s method of processing the estates of a dead person. Whatever the situation, you would want to get your loved one an attorney to take care of his or her interests in old age.

Scenarios Which Require the Help of Elder Law Lawyer

March 13th, 2020 by admin No comments »

Not everyone of us know that there is a lawyer whose primary function is to help and to serve the needs of elderly people. Some of us are only familiar with litigation lawyers, corporate lawyers, DUI lawyers and human rights lawyers, for sure, some of us are not familiar with elder law lawyer. What is elder law lawyer? What are their primary functions? To know more about them, read the article below.

What is elder law lawyer?

They are specialty lawyers who concentrate on elderly law. They are adept and expert in the unique needs of elderly individuals, especially with regards to their health, aging and competence. They are knowledgeable on the mental and physical difficulties associated with aging and they know how to address their legal needs.

How can elderly law attorneys help elderly people?

Because elderly individuals are already weak and frail due to old age, they cannot process and serve their needs better such as retirement, estate planning, tax issues, Medicare, Social Security benefits, nursing home care and many more. No one is more adept and knowledgeable in serving these needs than elderly law attorneys. They are the best person to approach when it comes to the ins and outs of elder law including counseling, planning, education and advocating for the needs of elderly individuals. They are well informed of basic legal services and they have broad connections to networks of professionals who serve the elderly population.

Common scenarios which needs the services of elderly law:

- Protecting elderly individuals from child abuse – It is one of the most distressing scenario where you really need the services of an elderly law lawyer. If your parents or you have relatives who are already elderly and who are in need of skilled nursing care, nursing home or being abused, then consult an elderly law lawyer immediately. Elderly law lawyers can guide you and support you in filing lawsuit against the abuser. Protecting the welfare and dignity of elderly individuals is one of their primary functions.

- Financial planning – If you have problems with regards to your retirement planning, then they are the best individuals to ask support and guidance.

- Estate planning – Elderly law lawyers are the best people to prepare your will and successions.

- Grandparents’ rights – They can represent grandparents who lost contact with their grandchildren.

Other situations where elderly law lawyer can help:

- They can give fiduciary and financial representation for financial planning, financing, gift tax issues, income, housing and estate planning.

- They can help individuals who have problems with their spouses who require specialty or long-term care, asset protection, Medicaid, Veterans’ benefits and insurance.

- They can help in trust and will planning, guardianship avoidance and guardianship, disability claims, disability discrimination and grandparents’ rights.

- Long-term and supplemental health insurance issues

- Medicare appeals and claims

- Probate

- Health and mental health related issues

- Fraud recovery cases

- Home equity and housing issues

- Nursing home claims

If you experienced some of the problems mentioned beforehand, then consult the elderly law lawyers immediately.

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Marketing, Promoting and Advertising Your Business

February 28th, 2020 by admin No comments »

One thing that goes without saying in today’s business world, is that regardless of the nature of your home based business, a website is an absolute MUST. Whether you have a product or service to sell, whether local or global, your business will go nowhere fast if you don’t have an online presence. If you need internet marketing help, you’ve landed on the right article. I’ll give you some home based business marketing ideas that will help you promote your business successfully.

The first step is choosing a domain name and getting it registered. You can build your own website (if you have the time) and host it yourself or you can have everything done by another company (if you have the money). Either way, you have many options and tools at your disposal that can align with your business plan and budget. Also note that you can still start your own home based business even if you don’t have a product or service to sell. There are thousands of individuals and companies that have products you can sell for them while earning a commission, called affiliate marketing.

Of the many business marketing strategies known to man, internet marketing is, hands down, the best strategy to use for promoting a home based business as it is the cheapest method and has the potential for reaching millions of people all over the globe. Driving traffic to your site through online resources is like killing two birds with one stone. You can tackle print advertising by writing articles and publishing them to directories and ezines and by submitting ads to the many available (and most of them free) classified ad sites. Online media advertising encompasses writing press releases and distributing them to press release sites. One of the biggest and most popular online advertising trends today is via social media advertising through sites such as Twitter, Facebook, and LinkedIn where you build relationships with your customers. Forums and communities are also great ways to build relationships which helps promote your home based business in the long run. Simply Google your market or industry with the word ‘forum’ or ‘community’ behind it and search for one or two that seem to be the best fit for you.

All of these methods of online advertising contribute to search engine optimization (SEO), which is to say improving your online visibility and escalating in the search engines like Google, Yahoo and Bing. Your goal is to claim the #1 spot in the organic search results (the results on the left, not the right side which are paid ads). This is where your traffic will come from. If you are 800 in the list of search results, no one is ever going to see your site because very few people have the time or patience to scroll through 800 search results. Research shows that people typically won’t even scroll past 4 or 5 search results, let alone 800.

Can you grasp the importance of internet marketing for any business? If you are new to the internet marketing phenomenon and don’t know exactly where to start, there are many great programs or systems online that walk you through every aspect of marketing your online business. A lot of these systems were created by online entrepreneurs who have spent thousands of their own dollars trying to figure it all out over the years and finally DID. Their sacrifices have made it easier for newbies to become successful at their own online home based business. If you are new to running your own home based business, I recommend you find a great system (do your research, read reviews, ask questions in forums) and start marketing your home business from there. Don’t waste the time and money that so many of us have in going it alone, without a proven system, as it will just set you back further and hinder your progress.